I am sure everyone has their own theory on this topic, but i like to stick to the numbers and historical data. We have many buyers and sellers waiting on a sideline for mortgage rates to go down, hoping that their mortgage payments will go down a bit. However, you should do a proper calculation before you park the buying/selling thought on a bench. Here is your "math homework":) Step 1. How much realistically do you think rates will go down? 0.25%, 0.5%, 1%? My advice is to... [read more]

You've been to the bank, or talked to a mortgage broker and they said that you could afford to buy an expensive house. However, you are NOT comfortable paying that much for a mortgage. We've all heard that expression..." I don't want to be a house poor".... I completely understand and AGREE with this expression. We have only one life to live and no one knows how long this journey will be for us. Therefore, live smart and enjoy the life to the fullest. Having said... [read more]

When it comes to making a strategic investment in real estate, buyers have to be aware of many factors that can greatly influence the success of their investment.  The process requires careful consideration and planning, from understanding market trends and financial considerations to evaluating potential risks and growth opportunities. By being well-informed and prepared, buyers can head into real estate investing with confidence, making decisions that align with their goals and... [read more]