I am sure everyone has their own theory on this topic, but i like to stick to the numbers and historical data. We have many buyers and sellers waiting on a sideline for mortgage rates to go down, hoping that their mortgage payments will go down a bit. However, you should do a proper calculation before you park the buying/selling thought on a bench. Here is your "math homework":) Step 1. How much realistically do you think rates will go down? 0.25%, 0.5%, 1%? My advice is to... [read more]

You've been to the bank, or talked to a mortgage broker and they said that you could afford to buy an expensive house. However, you are NOT comfortable paying that much for a mortgage. We've all heard that expression..." I don't want to be a house poor".... I completely understand and AGREE with this expression. We have only one life to live and no one knows how long this journey will be for us. Therefore, live smart and enjoy the life to the fullest. Having said... [read more]

As a first-time homebuyer, stepping into the real estate world can be both exciting and overwhelming. But before you start imagining your dream home, it’s important to lay a solid foundation for your investment journey. While the type of property may seem like the top priority, it's essential to think years ahead and set clear end goals. I’m going to take you through the must-know information that will guide you toward making informed decisions, building equity, and... [read more]