I am sure everyone has their own theory on this topic, but i like to stick to the numbers and historical data. We have many buyers and sellers waiting on a sideline for mortgage rates to go down, hoping that their mortgage payments will go down a bit. However, you should do a proper calculation before you park the buying/selling thought on a bench. Here is your "math homework":) Step 1. How much realistically do you think rates will go down? 0.25%, 0.5%, 1%? My advice is to... [read more]

This 21st century is driving me nuts! Always rush! Rush to work , rush with kids to school, rush for kids activities, rush for the bus, get STUCK on HWY and THEN rush to work again…. Don’t you just want to stop?! GTA is becoming a one large compound place of squeezed houses, townhouses, condominiums (size of a smaller garage),  and we seem to be ok with that?! Well, there are still some good pockets with larger lots in different neighbourhoods of GTA. One of it is in... [read more]

We've all heard about "16 measures in Ontario's new housing plan" that "WILL" calm down fast pacing real estate market in GTA. (according to you-know-who) .... Really?... How many of you had thoroughly read through them and found yourself truly affected as a buyer, seller or an investor???  Well, I've decided to explain those rules in 'plain English' form, in similar way as we realtors explain real estate forms to our clients.... [read more]

Living in GTA thought me not to play or count on the Mother Nature! If you count on help from Mother Nature, for selling your house, either in Mississauga, Oakville, Milton, Burlington or Toronto, think again! I've seen snow in May in Mississauga, short sleeve t-shirt day in January in Oakville and the list goes on. Brace yourself and expect the unexpected. So, let's get your house ready for sale the way we can bypass those "little" hiccups. We all know that... [read more]

You've been to the bank, or talked to a mortgage broker and they said that you could afford to buy an expensive house. However, you are NOT comfortable paying that much for a mortgage. We've all heard that expression..." I don't want to be a house poor".... I completely understand and AGREE with this expression. We have only one life to live and no one knows how long this journey will be for us. Therefore, live smart and enjoy the life to the fullest. Having said... [read more]