Did you know that the best time for renovating and updating your home is winter time? You probably are saying now "whaaaaaat are you talking about Matilda"? :) i can understand your skepticism, but from many years of dealing with different contractors, in different areas, we found out that the contractors charge less during winter months, than from doing renovations in spring/summer time. Why? it is simple, a supply and demand, of course:)  During the winter months, not... [read more]

Real estate market was doing a yo-yo with home buyers and sellers this year, and even people with decades of experience in real estate and banking, have their jaws drop from time to time. I am sure you've heard about the bold mortgage reforms that we haven't seen in over a decade. We, the realtors and mortgage professionals, have been lobbying for a very long time to bring these changes, but unfortunately, we were rejected for so long. In August of 2024, first change was... [read more]

I am sure everyone has their own theory on this topic, but i like to stick to the numbers and historical data. We have many buyers and sellers waiting on a sideline for mortgage rates to go down, hoping that their mortgage payments will go down a bit. However, you should do a proper calculation before you park the buying/selling thought on a bench. Here is your "math homework":) Step 1. How much realistically do you think rates will go down? 0.25%, 0.5%, 1%? My advice is to... [read more]